Joshua, 35, is an architect and a novice dad. Although welcoming the birth of a new life was full of joy, he also suddenly realized that being a parent has a great responsibility. Joshua, who knows how to plan ahead, chooses a five-year savings plan with dividends, and saves HK$100,000 a year to prepare his children's education fund. At the same time, he insured with a life protection of 10 million insured amount. If he was passed away accidentally, his family could be protected by the life insurance.