Comprehensive protection against to 115 illnesses, supplemented by advances protection features including Serious Infectious Disease Protection Benefit and Selected Critical Illness Shield Benefit, Cancer Treatment Flexi Option. For Protect Elite Ultra 3 – First Gift: Accept applications before birth, to give your baby protection and savings from day one after birth, ensuring they have peace of mind against congenital conditions from birth, for true lifelong support throughout every stage.
Cover for 115 illnesses and incorporated with Coverage Booster in the first 10 years
Covers for any PHEIC disease determined by the WHO
Pay up to 4 additional claims in total for cancer, heart attack or stroke
Option to purchase additional whole-life protection insurance plan upon life’s milestones without further health information required
PROTECT ELITE ULTRA 3: 15 DAYS - 65 YEARS; PROTECT ELITE ULTRA 3 – FIRST GIFT: 18 YEARS - 45 YEARS, WITH GESTATION PERIOD OF 22ND WEEK OR ABOVE (INSURED MOTHER)
Your critical illness protection should reflect this changing environment. That is why FTLife is proud to present “HealthCare 168 Plus” Critical Illness Protector, which provides vital protection areas, including first-in-market* protection against the Loss of Functionality of Key Organs and the Caregiving Support Benefit. It offers you and your family a comprehensive package of enhanced support that genuinely caters to increasing demands for sufficient critical illness protection.
Additional monthly financial support for Cancer, Stroke or Severe Heart Attack (First-in-market*)
Extensive illness coverage with comprehensive protection
Coverage against Carcinoma In Situ in all organs Reset to the maximum 100% of the sum insured after claims and get back up to 100% of the sum insured protection
UP TO AGED 100
AGED 15 DAYS - 65 YEARS (Depends on Premium Period)
Products provide protection against up to 62 Major Illnesses (up to age 100), a lump sum payment of 100% of the sum insured upon Major Illness diagnosis and a Death Benefit of 100% of the sum insured. The maximum amount of the sum insured is HK$10,000,000.
Cover 62 Major Illnesses and 69 Minor Illnesses
Chronic Diseases Complications Protection Benefit
Additional 50% coverage for the first 10 policy years (for all age)
Continuous Cancer Protection (Choice to receive monthly payout of 5% of basic sum insured under Continuous Cancer Payout Benefit)